3 1 20 Ervita Safitri Primary Author Kholilah Primary Author Fitantina Primary Author Mister Candera Primary Author Belliwati Kosim Primary Author mixed material 9786231781710 Dr. Mister Candera, M.Si Primary Author Prof. Dr. Taufik Marwa SE, M.Si Primary Author Prof. Drs. Isnurhadi, SE MBA. Ph.D Primary Author Prof. Dr. Yuliani, SE, M.M Primary Author mixed material Aditya Teguh Mahendra Primary Author Mister Candera Primary Author Efrina Masdaiini Primary Author Rico Apriandika Primary Author mixed material 9786238708147